Accounts Navigator

About Accounts Navigator

Accounts Navigator the Virtual Finance Office (VFO) for Day Nurseries, Early Years Providers and Childminders: • Accounting expertise you can rely on • Monthly management accounts (room/site profitability) • Financial strategy, KPIs, and forecasting for nursery growth • Cashflow forecasting aligned to funding cycles • Digital systems that keep records accurate, timely, and decision-ready Core VFO deliverables (and the benefit): • Management accounts - See performance by room/site and act faster • Cashflow forecasting - Plan ahead, for funding timing and cost spikes • Payroll/staff-cost control - Protect margin while maintaining staff-to-child ratios Problems VFO's solves for day nurseries: • “Busy-but-not-profitable” months and unclear margins • Cash flow squeezes driven by funding timing and rising costs • Limited visibility of profitability across rooms, sessions, and services • Budgeting gaps when planning expansion, investment, or sale • Staffing costs drifting, because trends aren’t spotted early • Owner time drain from finance admin, reporting, and decision bottlenecks Childminders / Sole Traders: Making Tax Digital for Income Tax (MTD ITSA) goes live on 6 April 2026 for eligible sole traders (qualifying income over £50,000; phased rollout). We help childminders get digitally ready - software setup, record-keeping routines, quarterly updates, and year-end submission support. (Qualifying income over £30,000, from 06 April 2027 and qualifying income over £20,000, from 06 April 2028) Contact: If you run a day nursery, childcare setting, or early years business and want greater financial clarity, control, and confidence to grow, a Virtual Finance Office (VFO) service should be your solution Book a discovery call: https://calendly.com/elise-erj8/discovery-call-li Call: +44 (0)1992 714 010 Email: info@accountsnavigator.com Website: https://www.accountsnavigator.com