Company intelligence
Fintech Unpacked
Unpacking the latest in public fintech earnings and consumer credit data
About Fintech Unpacked
Unpacking the latest in public fintech earnings and consumer credit data
Verified activity
Signals from Fintech Unpacked
30 published signals
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in results affected by credit events from 2 commercial loans.
Reported by Cole Gottlieb
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in The Bancorp, noting that The Bancorp expected to announce 2 new credit sponsorship programs expected to come online in the next 6 months.
Reported by Cole Gottlieb
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in TabaPay, noting that TabaPay announced it will acquire Transact Bank.
Reported by Cole Gottlieb
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in Pathward, noting that Pathward extended and expanded its partnership with TabaPay into 2031.
Reported by Cole Gottlieb
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in FinWise, noting that FinWise signed an agreement with a well-established prepaid card provider using BIN Sponsorship and MoneyRails services.
Reported by Cole Gottlieb
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in FinWise, noting that FinWise announced its acquisition of Tallied Technologies, the credit card issuance and processing platform.
Reported by Cole Gottlieb
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in EWA provider Clair, noting that after Q2-end, it signed a contract extension with EWA provider Clair.
Reported by Cole Gottlieb
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in Coastal, noting that Coastal's losses stemmed from a credit expense related to partner LendingPoint.
Reported by Cole Gottlieb
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in Coastal, noting that Coastal signed an LOI during the quarter with a partner offering deposit accounts and HSA/FSA offerings.
Reported by Cole Gottlieb
Customers & Market
Fintech Unpacked covered Q2 public partner bank performance in Coastal, noting that Coastal marked 3 programs in wind down, two of the names likely Pomelo and Evergreen.
Reported by Cole Gottlieb
Presence & Recognition
Fintech Unpacked hosted a podcast episode on embedded banking and Valley Partner Banking.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that the average cost of funds declined significantly, with a 103 bps YoY and a 5 bps QoQ to 5.8%.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that the average order value declined 4 percentage points YoY and rose 4 percentage points QoQ to $266 for the quarter, versus $276 a year prior and $255 a quarter prior.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that Affirm GMV surged over +30% YoY to $14,057Mn, up +36% YoY and 22% QoQ.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that 52.9Mn transactions, up +41% YoY.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that transactions per active consumer grew to 7.0, up from 5.8 a year prior and 6.7 a quarter prior.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that active consumers grew to 27.8Mn, up +21% YoY and +4% QoQ.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that the 0% APR balance percentage of the average loans HFI at 27%, flat YoY, down from 29% a quarter prior.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that the average loans HFI increased to $9,067Mn, up +33% YoY and +5% QoQ.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that the 4th consecutive ‘X’ transaction with a duration-weighted avg yield below 6%
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that the deal was more than 4x oversubscribed at pricing, with robust demand across all tranches, and had the best blended credit spread of any Affirm ‘X’ transaction to date.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked closed the ~$550Mn 2026-X1 static ABS transaction.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that since April, Affirm has launched with Bed Bath & Beyond, ServiceTitan, Crate and Barrel, and signed several major new merchants, including Etsy.
Reported by Cole Gottlieb
Capital & Finance
Fintech Unpacked reported that Affirm Edge intends to embed its BNPL capabilities directly into banking apps.
Reported by Cole Gottlieb