Harford Retirement Planners

About Harford Retirement Planners

-Financial Planning Rooted in Trust & Community- Harford Retirement Planners (HARP) is an independent, team-based financial planning and investment management firm based in Bel Air, Maryland. We believe strong relationships are the foundation of meaningful financial planning. Our role goes beyond numbers — we are fiduciary advocates and partners, helping clients make confident decisions about their future. -Who We Serve- We work with families, professionals, and business owners throughout Harford County and beyond, specializing in retirees, near-retirees, and HENRYs (High Earners, Not Rich Yet). Our clients typically seek lifelong guidance from trusted CFP® professionals and value white-glove portfolio management tailored to their goals. -Our Approach- Money is personal. That’s why our planning is family-focused, goal-oriented, and rooted in communication. Through resources like "Decades & Decisions" — Joe Conroy’s book on financial planning across life stages — and our community-driven "Get the Guac" podcast, we make complex financial topics approachable. Our team delivers resourceful, up-to-date strategies that bring clarity, comfort, and confidence to every client relationship. -Why HARP?- We’re not the traditional suit-and-tie financial firm. HARP is built on trust, ethical advice, and a commitment to serving our community. Our mission is to simplify the financial journey, so you can focus on the most important moments in your life. -Located in the heart of Bel Air, proudly serving Harford County and the greater Maryland community. -Securities offered through LPL Financial, Member SIPC.