Algorithmic Insurance Services, Inc dba LIRG™

About Algorithmic Insurance Services, Inc dba LIRG™

LIRG is a California-resident licensed insurance and reinsurance brokerage and consulting firm headquartered in Newport Beach. We operate nationally with a primary focus on sophisticated risk transfer, reinsurance advisory, and specialty insurance solutions for corporate clients, entrepreneurs, and capital providers. Our platform is organized across three core divisions: • (Re)Insurance Broking – We advise and place insurance and reinsurance transactions across facultative, treaty, program, and specialty lines. Our focus includes complex placements, delegated authority structures, fronted programs, captives, and difficult-to-place risks requiring bespoke market access and technical execution. • Reinsurance & Capital Solutions – We structure and broker treaty, facultative, and program reinsurance placements, with expertise in MGAs, captives, fronted programs, delegated authority, and alternative risk transfer solutions designed to optimize capital efficiency and underwriting performance. • Program Development & MGU Incubation – We partner with entrepreneurs, underwriting teams, and distribution platforms to build and launch MGUs and insurance programs, providing end-to-end support across business planning, carrier and reinsurer negotiations, pricing strategy, forms, compliance, operations, and capacity placement. LIRG combines technical expertise, entrepreneurial execution, and market connectivity to deliver modern (re)insurance solutions for clients operating in an increasingly complex risk environment.