Luminapro Limited

About Luminapro Limited

LUMINAPRO allows banks to answer a deceptively simple question: what are we financing? A simple question, however, one with a significant impact if you cannot evidence auditable controls because of The European Banking Authority (EBA) Guidelines on the Management of ESG Risks (EBA/GL/2025/01). When a bank originates a loan/credit, it needs to identify the economic activities and products behind the exposure — not just who the borrower is. They must identify what they make, trade, or operate, LUMINAPRO provides the classification engine and evidence layer that turns unstructured origination inputs into auditable, regulatory-grade activity-level assessments. Essentially ESG has moved from a portfolio-reporting exercise (i.e. ESG scoring) to a Supervisory Control. LUMINAPRO is a platform that lowers the cost, uncertainty, and supervisory friction of making sustainability informed credit decisions, addressing the regulatory gap at a Product Level. While incumbent platforms focus on broad company-wide disclosures, we provide proprietary product-level classification and evidence pipelines for supervised origination decisions.