MKIII

About MKIII

MKIII offers insurance-secured underwriting models and portfolio analytics, helping banks and credit unions grow and manage the risk/return profile of their loan portfolios. We combine machine learning-powered credit decisioning with insurance protection from A/AA-rated U.S. carriers, MKIII enables lenders to approve more borrowers, including those they'd otherwise decline without taking on additional balance sheet exposure. Our lender partners always retain full funding discretion while offloading credit risk through insurance-backed underwriting. Expanded lending capacity, improved capital efficiency, and predictable returns without added headcount. Trusted by industry leaders, MKIII has insured 6,000+ loans and counting.