Onyx IQ

About Onyx IQ

Onyx IQ is the end-to-end lending platform built for alternative and commercial lenders to fund more without adding more people. Origination, underwriting, servicing, collections, syndication, and portfolio reporting all run in one system, so your team spends less time rekeying data, reconciling spreadsheets, and chasing updates across disconnected tools. AI Submission Intake turns incoming deal packages into structured applications as soon as they arrive, clearing the bottleneck at the top of your funnel. Configurable scorecards let you apply your own credit policy and decision deals in real time, so you say yes faster and stop losing deals to funders who move quicker. Automated servicing and collections keep payments and follow-ups moving on their own, protecting revenue that manual work lets slip. A dedicated syndicator portal gives investors live visibility into positions and payouts, so you raise and deploy capital without the reconciliation drag. You can run MCA and commercial lending side by side, launch new products without replacing your tech stack, and grow volume without growing headcount at the same rate. Fund more, protect your margins, and keep tighter control of the book without growing the team at the same pace. SOC 2 Type II certified.