Schulte Insurance Agency

About Schulte Insurance Agency

Since the 1970s, Schulte Insurance Agency has helped individuals and business owners across California navigate complex health insurance and employee benefits decisions with clarity and confidence. As a second generation, family-owned and operated boutique agency, we believe the best outcomes come from thoughtful guidance, long-term relationships, and solutions tailored to each client’s unique needs. Based in downtown Encinitas, our team works closely with employers, families, and professionals throughout California to design benefit strategies that protect what matters most. There is no one-size-fits-all approach to insurance, which is why we take the time to understand each client’s goals before recommending coverage. Our experienced staff stays continuously educated on industry developments so we can provide informed, practical advice across health insurance, Medicare supplements, employee group benefits, life and disability coverage, and long-term care planning Schulte Insurance Agency has been recognized year after year with the Top 100 California Agents Award, but the recognition we value most is the trust our clients place in us over time.