Switstack

About Switstack

*A Software-defined Acceptance Platform for In-store Payment* VISION Our industry is not geared to scale. It is time for a transformation. MISSION To become the reference acceptance platform for in-store payment. Switstack provides a unified platform for building, testing, securing, and deploying EMV-compliant in-store payment systems — with solutions tailored for both **payment application** and **terminal/kernel development** teams. Founded by industry veterans with decades of payment experience, Switstack brings deep expertise to solving complex EMV challenges. We abstract complexity from a software-defined approach that reduces integration times, and enables unprecendented scaling. **Switstack is ideal for:** - Platforms adding in-store payments or expanding to Android Tap-to-Pay - SoftPOS, or Bring-Your-Own-Terminal programs needing flexible hardware support - OEMs and hardware teams modernizing EMV terminals - Teams replacing legacy EMV infrastructures, or bridging online payment to card-present use cases With Switstack, teams build modern payment experiences without deep EMV expertise while maintaining full control over UX and architecture. **The Switstack platform includes:** - **Switpay** An MCP-based layer to accelerate application developments from hosts like Claude, Cursor, ... - **Switshield**: A hardware-agnostic key management system to secure COTS and PCI-PTS terminals. - **Switcloud** A managed compliance layer for **payment application** teams that enables direct in-store card acceptance with a unified SDK supporting both Android COTS and PCI-PTS terminals. - **Swittest** An automated EMV L2/L3 testing service enabling fast validation across development workflows, eliminating black-box test cycles and reducing compliance costs. - **Moka** A hardware-agnostic, source-available EMV L2 stack for **terminal developers** that provides full ownership without building from scratch. Ready-to-certify code and standardized APIs.