2nd Order Solutions published a Q2 Credit Risk Review showing that 2025 cumulative delinquencies continue to track 2022, the weakest cohort in recent history.
Public source
Publisher name
Public post
Don't let the seasonal dip in credit card delinquencies fool you. While industry delinquencies fell in Q2, our Q2 Credit Risk Review shows that 2025 cumulative delinquen…
Company
2nd Order Solutions
World Class Lending Solutions to Financial Institutions
- Industry
- Financial Services
- Location
- Glen Allen, US
- Company size
- 51–200 employees
About 2nd Order Solutions
2nd Order Solutions (2OS) is a consulting firm that specializes in applying cutting edge analytics to the world of consumer lending. 2OS builds custom machine learning models and develops credit strategies for firms ranging from small lending startups to top four banks.
See moreLatest activity
Latest activity from 2nd Order Solutions
2 signals
Discover more
Similar signals
Similar public activity from other companies.
Research & Knowledge
CFSI Loan Management - Smarter risk. Faster workflows. Trusted results.
CFSI Loan Management - Smarter risk. Faster workflows. Trusted results. reported that new defaults have already peaked ICE shows FHA defaults down 15% year over year in June.
Research & Knowledge
Optimal Blue
Optimal Blue released its latest Market Advantage mortgage data report covering August 2026 mortgage lock volume, purchase demand, rate-term refinances, and rate relief forecasts.
Research & Knowledge
defi SOLUTIONS
defi SOLUTIONS identified five credit and lending fraud trends in their Q2 2026 Fraud Risk Intelligence Report, including AI-driven dispute letters and fabricated supporting documents.
Research & Knowledge
Morningstar DBRS
Morningstar DBRS reports that average non-accruals across the broader BDC universe rose to 3.4% in Q2 2026, remaining close to historical credit-cycle averages.
Research & Knowledge
Moody's Analytics