AFR Services published a blog explaining how the new guidance affects property insurance requirements, condo master policies, HO-6 coverage, deductible exposure, and ongoing compliance.

American Flood Research, Inc. supports lenders, insurance agents, and brokers through two specialized divisions: AFR Services and AFR Insurance Services. AFR Services is our lending arm, providing solutions that help banks, credit unions, and other lending institutions manage compliance, reduce risk, and protect collateral throughout the life of the loan. Our services include flood zone determinations, life-of-loan tracking, insurance tracking, lender-placed insurance support, real estate tax service, property inspections, automated valuation models, and appraisal alternatives. AFR Insurance Services is our agency arm, helping insurance agents and brokers access flood insurance solutions for residential and commercial clients. Through private flood insurance markets and the NFIP, AFR Insurance Services supports primary and excess flood placements, NFIP alternatives, builder’s risk, business income, additional living expense, replacement cost options, and coverage for complex or hard-to-place risks. Together, AFR Services and AFR Insurance Services bring specialized expertise in flood, insurance, compliance, and collateral risk management. Whether supporting a lender’s portfolio workflow or helping an agent place flood coverage, AFR is committed to responsive service, reliable solutions, and practical support that helps clients move forward with confidence.