Centrant Community Capital is working through a supply-demand imbalance in the LIHTC market due to policy changes increasing available credits and lowering the bond test from 50% to 25%.

For more than 35 years, Centrant Community Capital has connected community banks and affordable housing developers across the Southeast. We are a member-focused lending consortium, and a proven financial partner for both sides of the relationship — channeling bank capital into affordable multifamily housing through a lending model built on expertise, trust, and a long track record of results. 𝗙𝗼𝗿 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗕𝗮𝗻𝗸𝘀: Membership in Centrant offers one of the most efficient paths to meaningful CRA credit available to banks of any size. Participating banks earn positive CRA recognition while gaining access to affordable multifamily loan opportunities across the Southeast — without building specialized underwriting capacity in-house. Our member-choice model means you select the specific loans you fund, in amounts that align with your own reinvestment and portfolio goals. No blind funding pools, no minimum funding requirements. Centrant's track record speaks for itself, with an average annualized loan loss rate of just 0.015% across more than three decades of lending. 𝗙𝗼𝗿 𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗛𝗼𝘂𝘀𝗶𝗻𝗴 𝗗𝗲𝘃𝗲𝗹𝗼𝗽𝗲𝗿𝘀: Centrant offers experienced, relationship-driven permanent financing for affordable multifamily projects across the Southeast. Our team brings deep expertise in LIHTC transactions and the full range of affordable housing finance structures. We understand the complexity of this work — the layered financing, the regulatory timelines, the community impact at stake — and we structure our loans and our processes accordingly. Affordable housing is one of the most pressing needs in every market we serve. Whether you are a community bank strengthening your CRA performance or a developer financing your next project, Centrant has the expertise and the partnerships to support you. We invite you to reach out and explore what we can do together.

Founded 1990