Diebold Nixdorf Managing Director Michael Engel published an article for Payments Dive exploring why financial institutions need to modernize payments infrastructure to support real-time transactions, strengthen resilience, and unlock innovation.

Diebold Nixdorf automates, digitizes and transforms the way people bank and shop. Its integrated solutions connect digital and physical channels conveniently, securely and efficiently for millions of consumers every day. As an innovation partner for nearly all of the world's top 100 financial institutions and a majority of the top 25 global retailers, Diebold Nixdorf delivers unparalleled services and technology that power the daily operations and consumer experience of financial institutions and retailers around the world.