EDGE and LendAPI are closing the gap in cashflow intelligence by integrating consumer-permissioned bank data into machine-learning-derived consumer reports, cashflow scores, and risk attributes directly inside LendAPI's decisioning and servicing workflows, including Rules Studio, Model Studio, and Embarc.

EDGE is the leading predictive intelligence platform that leverages alternative data for consumer risk scoring and predictive behavioral mapping. Our risk analytics are built on the industry's only data lake combining consumer-permissioned bank transaction data with loan performance at scale. The resulting risk scores and modeling features/attributes are uniquely predictive and curated for immediate actionability in underwriting decisions. With our proprietary analytics, lenders and other risk industries can increase conversions of consumers overlooked with traditional risk assessment techniques while at the same time detecting and decisioning on risk signals only available through EDGE.

Founded 2021