Enable Banking supports partners like iDenfy to lead the change in open banking identity verification and fraud prevention

Enable Banking is a neutral open banking data infrastructure provider, offering access to 2,700+ European banks across 30 countries through a single PSD2-compliant API, built entirely on direct bank connections. Supporting both consumer and business accounts, we provide real-time access to financial data and account-to-account payments, with over 25 million API requests flowing through our platform every month, so our partners can focus on building, not connecting. As a licensed Account Information Service Provider (AISP), we help partners improve credit risk models, streamline KYC, power ERP integrations, and more, all while staying fully compliant and never monetising any of their customers' data. Through a single PSD2-compliant API, partners get real-time access to consumer and business account data, in one standardised format for every bank, so you build once and it works the same everywhere. Business accounts are where we go deepest: we have Europe's strongest open banking coverage for business accounts. Partners build all kinds of things on top, from lending and credit risk to KYC and onboarding, ERP and accounting, treasury, loyalty and rewards, with new use cases emerging all the time. We were founded in Finland and grew up in the Nordics, where open banking matured earliest, and we carry that experience to every market we work in across Europe. Today, 25 million+ API requests flow through our platform every month. ISO 27001 certified, PSD2 compliant, and built directly on banks' official PSD2 APIs.