Optimum Professional Services published a blog post detailing HMRC ISA changes taking effect on 6 April 2027, including the cash ISA allowance cap dropping from £20,000 to £12,000 and uninvested cash tax charges applying to interest earned on uninvested cash held within Stocks & Shares ISAs.

Optimum is a pioneering professional services company, offering a range of professional services all conveniently under one roof, to help people in their personal life and their business life. Our services cover accountancy and law. On the legal side, our specialist team help with everything from buying and selling homes, to remortgaging, equity release, and all commercial property legal issues. We also have a dedicated wills and probate team, who can help with writing and reviewing wills, probate and lasting powers of attorney. On the accountancy side, our services include personal tax and business tax, business development, cloud accounting, regulatory, audit, bookkeeping and payroll. We deal with annual accounts and management accounts, and advise on exit planning. We can also guide business owners and directors through Making Tax Digital. How can we help you? Visit https://www.optps.co.uk/ or call into one of our offices: Swindon: Vicarage Court, 160 Ermin Street, Stratton, Swindon, SN3 4NE. Cheltenham: The Site, 24 Chosen View Road, Cheltenham, GL51 9LT Email info@optps.co.uk or phone: 01793 538198 (Swindon) 01242 384936 (Cheltenham).

Founded 2017