Somo completed a creative lending activity for a borrower within the deadline, avoiding additional default interest and fees.

In a world where traditional lending can be slow, rigid and buried in red tape, Somo makes bridging finance simple. We believe bridging shouldn’t be seen as a last resort. Done right, it’s a smart, flexible funding solution for property professionals, landlords, business owners and borrowers who need fast decisions and common-sense underwriting. Our mission is simple: say “Yes” where others say “No”. Whether your client has clean credit, complex circumstances or a deal that doesn’t fit a traditional lender’s tickbox, we look at every case from every angle to find a solution. Why brokers choose Somo Competitive pricing and strong leverage First charge bridging from 0.65% pm (up to 75% OMV) Second charge from 0.69% pm (up to 70% OMV) Flexible underwriting First, second, third and equitable charges Sub-prime credit considered Complex deals and unusual exit strategies welcomed Proven track record Established 2014 £500m+ lent to date Zero capital losses to investors 300+ years of combined team experience Straightforward criteria Loans from £27,500 – £3m Terms 1–24 months Any credit status considered Available for self-employed borrowers, ex-pats, LLPs, companies and trusts A simpler way to secure bridging finance Applying for a bridging loan shouldn’t feel complicated. Somo is on a mission to make it as simple as walking into a high street bank - but without the delays, restrictive criteria or excessive paperwork. With fast decisions, flexible products and high LTVs, we help brokers deliver funding solutions quickly and confidently.

Founded 2014