TowerCap published an article unpacking the argument around cheap capital not coming back on schedule.

TowerCap provides flexible, non-notified, non-recourse factoring solutions for businesses in the United States and Canada. We help companies unlock working capital tied up in unpaid invoices, giving them faster access to cash they have already earned without taking on traditional debt or disrupting customer relationships. Our model is built around transparency, flexibility, and control: no minimum factoring amount, no long-term lock-in, and the freedom to choose which customers and invoices to factor. For businesses with strong receivables and real working-capital needs, TowerCap provides clean liquidity to support growth, smooth cash flow, and create room to move.